LEGAL ADVANCES LLC PRIVACY POLICY
LEGAL ADVANCES has created this document to explain our privacy policy to you. We are complying with both federal and state laws which require financial services companies to notify you, our valued customers, about how we intend to treat your personal information that you have entrusted with us.
We want our customers to be aware of what information LEGAL ADVANCES collects and how it is treated, with whom the information may be shared, and your “opt out” rights. This policy sets forth our policies with respect to nonpublic personally identifiable information (“personal information”) about potential, current, and former customers.
I. PERSONAL INFORMATION
To provide reliable, quality service LEGAL ADVANCES must collect certain personal financial, legal, and medical information regarding its potential customers. This is information that you, your attorney, or third parties provide to us on applications and other forms, by phone, fax, the Internet, or other delivery services. This information may include, but is not limited to, name, address, e-mail address, telephone number(s), your date of birth, employment and income information, specific medical information pertaining to your personal injury, specific case details and claims information, witness statements and police reports.
II. LEGAL ADVANCES’ COLLECTION AND USE OF INFORMATION
All personal information that LEGAL ADVANCES collects from any source (s) is handled by LEGAL ADVANCES in accordance with this privacy statement.
LEGAL ADVANCES uses personal information: for legal, financial, accounting and tax record keeping; for other business purposes associated with its services; to manage its business; and to comply with requirements imposed by governmental authorities.
LEGAL ADVANCES discloses personal information to certain service providers that are contractually obligated to keep the information we provide them confidential and to use the personal information we share only to provide the services we ask them to perform.
LEGAL ADVANCES may provide non-public information about our customers to affiliated and unaffiliated companies. This information may include; name, address, e-mail address, and phone number(s). Information that is collected or maintained by any company other than LEGAL ADVANCES, including additional information collected by such company, will be governed by that other company’s privacy policy.
III. DISCLOSURES
LEGAL ADVANCES will not disclose your personal information to a third party unless (i) disclosure is necessary to render services or to perform related business activities expressed in this privacy policy; (ii) disclosure is required pursuant a request for specific customer information to comply with a subpoena, court order, and/or other legal instrument, legal proceeding or relevant law, including compliance with the USA Patriot Act; or (iii) as otherwise permitted by law.
A. Internet Technology
Like many sites, this Site may employ cookies and web beacons (also known as clear GIF technology or “action tags”) to speed your navigation of the Site, allow you to change web pages during your visit without having to re-enter your information, and track your Site usage.
1. Cookies are small pieces of information that are stored as text files by your Internet browser on your computer’s hard drive. Most Internet browsers are initially set to accept cookies. You can set your browser to refuse cookies from web sites or to remove cookies from your hard drive, THIS SITE’S COOKIES DO NOT AND CANNOT INFITRATE A USER’S HARD DRIVE TO GATHER A USER’S CONFIDENTIAL INFORMATION. Our cookies are not “spyware.”
2. Web beacons assist in delivering cookies and help us determine whether a web page on this Site has been viewed and, if so, how many times.
IV. LEGAL ADVANCES’ INFORMATION SECURITY
All personal information that LEGAL ADVANCES collects is accessible by LEGAL ADVANCES employees and contractors and, to the extent required for the tax, accounting, legal and other professionals hired by LEGAL ADVANCES for business purposes only and to fulfill their fiduciary or representative duty. All such professionals are bound to maintain the confidentiality of information supplied to them by contractual and/or ethical obligations.
V. “OPT-OUT” PROVISION
LEGAL ADVANCES offers any person the opportunity to “opt-out” of receiving future offers from LEGAL ADVANCES or from affiliated and unaffiliated companies. To remove your information from our database so as not to receive future advertising communications, you can send a written correspondence to the same effect to:
Opt-Out Legal Advances, LLC
3000Island Blvd.,Suite 2605
Aventura, Fl. 33160
Please note that it may take up to 30 days from the date of receipt of notification for your request to become active. In your opt-out instructions, so that we can accurately remove your record, please include your name, address, phone number, and attorney’s name that is handling or handled your case.
A. California: In accordance with California law, LEGAL ADVANCES will automatically opt out California residents from sharing with unaffiliated companies and will not share information we collect about California residents with unaffiliated companies except as permitted by law, such as with the consent of the customer or to service the customer’s accounts. We will limit sharing with affiliates to the extent required by applicable California law.
B. Vermont: In accordance with Vermont law, LEGAL ADVANCES will automatically opt out Vermont residents from sharing with unaffiliated companies and will not share information we collect about Vermont residents with unaffiliated companies except as permitted by law, such as with the consent of the customer, to service the customer’s accounts or to other financial institutions with which we have joint marketing agreements. We will not share application information, consumer report information and information from outside sources about Vermont residents with affiliated companies except with the authorization or consent of the Vermont resident.
VI. REVISION OF THIS POLICY
This Privacy Policy may be revised from time to time by LEGAL ADVANCES. We will inform you of any changes as required by law. Amendments to this policy will be effective when posted to our website at www.legaladvances.com.
